SAIPA Registered · Pretoria + Remote

Precision in Numbers. Excellence in Service.

A consulting partner — not just an accountant. Strategy-led, technology-augmented, obsessed with the small decisions that compound into outsized results for your business.

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7 Years in Practice
SAIPA Registered Professional
24 Response Time
AI Augmented Workflows
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01 About

Built by an entrepreneur who keeps the books.

I'm AJ Barnard — a SAIPA-registered Professional Accountant, and the founder of Cypher Consulting. Most firms I worked at had the same shape: systematic, old-school, and advised by people who had never actually run a business. Clients were boxes to be ticked — tax filed, compliance done, invoice sent.

While I was in practice I ran my own ventures on the side, kept my own books, and learned from both the wins and the failures. Somewhere in that, my thinking shifted — from the university student who memorised every section of the Act, to an entrepreneur hunting for the legal loopholes, the expense structures, the operating decisions that actually move the number at the bottom.

That's the lens I bring to my clients now. I don't only want to be your accountant. I want to be the person who adds real value — who cares about the company, sees through the line items, and helps you pay the least tax that's legal to pay.

— AJ Barnard, Founder

02 Services

Everything your finance function needs. One partner. One standard.

/01

Accounting

Clean books, on time, every month — built around how your business actually operates, not a generic template.

  • Monthly bank transaction allocation
  • Bank reconciliations
  • Management accounts — customised to your needs
  • Payroll
/02

Tax

Income, provisional, VAT, PAYE, EMP501. Verifications and audits handled end-to-end.

  • Income & provisional tax
  • VAT & PAYE returns
  • EMP501 reconciliations & submissions
  • Tax registrations, queries, verifications & audits
  • Customs APN's & Tax Compliance Certificates
/03

Compliance

The full CIPC, UIF and COIDA stack — registrations, returns and changes, kept current.

  • CIPC annual returns & Beneficial Ownership
  • Company registrations, director & name changes
  • UIF registrations
  • COIDA registrations, calcs & returns
/04

Strategy & Innovation

The reason most clients stay. Structure, restructure, automate, plan — and meet monthly to keep it sharp.

  • Company structures designed for maximum benefit
  • Expense structuring & restructuring
  • Operational automation to cut unnecessary cost
  • Forward planning for growth and exit
  • Monthly strategy meetings — stay on mission
/05

Valuations

Defensible valuations for sale, acquisition, restructuring and internal decisions.

/06

Company Structures

Holding companies, trusts, group structures — built for tax efficiency and growth.

03 Approach

Why Cypher is different.

01

Operator mindset

I've run my own ventures. I read your accounts the way you do — with skin in the game, not as a checklist.

02

Strategy first, compliance second

Compliance is the floor, not the ceiling. The real work is structuring decisions that compound over years.

03

AI & automation, built in

Modern tooling does the repetitive work so I can spend time on what actually changes your outcome.

04

Every legal advantage

The cleanest, lowest-tax position the law allows — pursued deliberately, documented properly.

05

Monthly cadence

Standing strategy meetings keep us on top of what's changing — in your business and in the law.

06

Pretoria + remote

Based in Lynnwood Ridge, working with clients across South Africa. The office is wherever the work is.

04 Stories

Real clients. Real numbers.

Three short stories from clients who came to Cypher when something wasn't working — and what changed after we got involved.

R 200,000+

I'd been with my previous accountant for years, but I always felt like I was just a number — they had bigger clients who clearly mattered more. When I reached out to AJ, he actually listened. He spoke to my previous accountants directly, restructured both my personal and company tax position, and I walked away with more than R200,000 back in my pocket.

That's what happens when your accountant treats you like the only client that matters.

CLIENT Business Owner — Pretoria
R 80,000

My industry required VAT registration for the tenders we go after. After that I just lost track — VAT returns slipped, income tax piled up, and I was sitting on years of non-compliance. AJ stepped in, fixed every prior period, got me fully tax compliant, and saved me R80,000 in the process.

He didn't just clean up the mess — he made sure it would never happen again.

CLIENT Director — Construction
R 128,000

I started as a sole proprietor and the business took off faster than I expected. I had no accounting, no reports, no idea where I really stood. By the time we caught everything up, SARS said I owed R140,000 in income tax.

AJ went through every transaction, used every legal lever available, and we settled it at R12,000. He didn't just save me money — he gave me a structure I can actually run a business on.

05 FAQ

Questions, answered.

Do we offer services nationwide?

Yes — Cypher operates remote-first from Lynnwood Ridge, Pretoria, and we take on clients from anywhere in South Africa. The majority of work happens digitally, with monthly strategy meetings on video or in person depending on what suits you. Distance has never been the deciding factor in the quality of advice you receive.

How do I get started?

The simplest path is to fill in the Request a Quote form, or contact me directly via email or phone. We'll set up an introductory call — free, no obligation — to understand your business, your current setup, and where you'd like to get to. From there I send a tailored quote. If you go ahead, I handle the full handover from your current accountant, pull your CIPC and SARS records, and we set up a clean monthly rhythm.

What is the quickest way to get a price for the services?

Submit the Request a Quote form with a few details about your business, or call 082 774 3822 directly. I respond within 24 hours, and after a short intro call you receive a written, customised quote — usually within the same working day. Every quote is tailored to the specific business; there are no off-the-shelf packages priced for the lowest common denominator.

Can you take over from my current accountant?

Yes — I do this often. I'll communicate with your previous accountant directly, request the handover pack (trial balance, prior returns, tax records), and review everything before we start. You don't need to manage the awkward conversation; that's part of the service.

I'm behind on tax and compliance — can you still help?

Especially. A large part of what I do is catching clients up — overdue VAT returns, missing EMP501s, CIPC annual returns, beneficial ownership filings, prior-period income tax. The longer it's left, the more it costs, so the sooner we start the better. There's no judgement — most clients arrive in some version of this state.

What software do you work with?

For accounting, I work across Sage Accounting, Xero and QuickBooks — whichever fits your business best. For payroll, the firm runs on Sage Payroll and PaySpace. If you're not on cloud accounting yet, migration is part of onboarding. I also lean on AI and automation tools to remove the repetitive bookkeeping work, so the time I bill goes into strategy, not data entry.

What happens in the monthly strategy meeting?

We walk through your management accounts together — what changed, why, and what it means for decisions you're making now. We track progress against the strategy we set, surface any tax or compliance items on the horizon, and decide what we're doing differently next month. The point is that the numbers actively inform how you run the business.

Are you registered and qualified?

Yes — SAIPA registered Professional Accountant, SARS registered Tax Practitioner, and CIPC authorised filer. All work falls under SAIPA's professional standards and code of conduct.

06 Request a Quote

Tell me about your business. I'll come back with a tailored quote.

Every quote is customised — there are no packages priced for the lowest common denominator. Share a few details and I'll get back to you within 24 hours.

By submitting, you agree to be contacted regarding your enquiry. Your details are never shared.

07 Contact

Let's talk.

EMAIL aj@cypherconsulting.co.za PHONE 082 774 3822 ADDRESS 32 Jacobson Drive
Lynnwood Ridge, Pretoria, 0080